Income Protection

Protect (only available to certain companies - please check with your Organiser if you are eligible).

Protect is Australia's leading industry severance scheme with over 15 years of experience servicing industries including electrical, manufacturing, maritime, rail and construction – providing essential support to workers and their families during periods of unemployment, illness, injury or personal difficulty. 


We are Australia’s first industry severance scheme to offer workers the choice of two severance account options:

1.       Termination Account

The main benefit of this account is that it allows you to claim payment in a wider range of circumstances that is available under the Genuine Redundancy Account.

2.       Genuine Redundancy Account

The main benefit of this account is that it provides tax-free redundancy payments to workers, with higher claim limits available than under the Termination Account

Income Protection

Protect administers Australia's leading range of personal income protection insurance policies for workers. The insurance policy schedules are held by the relevant union and are issued by ATC Insurance Solutions.

Protect income protection insurance is intended primarily to support workers facing the challenge of non-work related injury or illness.